The underwriting process is notoriously inefficient. Today, underwriters typically spend 40% of their time on non-core activities such as gathering and entering data for submissions and renewals, issuing policies, and administrative tasks. The result of such manual underwriting is lost productivity and higher costs, with an expected price tag for insurers of $85–$160 billion in lost business over the next five years. In the current economic climate, efficiency is more important than ever.

Raise your hand if your team has ever been forced to prioritize delivery speed over sound design. It happens all too often in the world of application development, and we’ve all been there. The compromises made in the rush to deliver value to your customers result in technical debt. As a delivery leader, you need to manage the repayment of technical debt, which taxes your productivity and is a potential source of functional and cyber risk.