Why Performance is the New Security in Open Banking (And Why Speed Defines Trust)
Quick Answer Open Banking performance is as critical as security because slow API responses lead to transaction failures, user abandonment, and loss of trust. To ensure success, banks must optimise latency across API chains, monitor p95/p99 metrics, and design systems for speed from the start. Imagine a digital banking customer. Let’s call him David, standing at a crowded airport terminal. He’s trying to book a last-minute flight through a travel aggregator.