Marketing based on the next best action requires effective data handling for success. For Canadian insurer, Beneva, however, silos were standing squarely in the way. With over three million customers and CA$13 billion in assets, Beneva is one of Canada’s largest financial institutions. They had over 75 years of product and customer data, but that data was isolated in various systems, databases, and customer portals.

Finastra has ambitious goals – to open up the world of finance. As Joey White, SVP of technology for Finastra, says, “The future of finance is open. All of the currently closed systems within banking will need to open to serve a digital future.” To him, open means understanding what you don’t know, specifically, the particular modality of use and that change is the only constant.

Since 1983, IDEXX Laboratories has provided hardware for in-house diagnostics for veterinarians to conduct tests on samples. The company also provides a reference laboratory service to test samples. It is headquartered in Maine, USA, and has offices in the Netherlands.

MeDirect Bank is a bank and financial services company based in Malta that provides services ranging from deposit accounts to mutual funds to wealth management. The company has evolved from its regional roots to become the third largest bank in Malta, with customers all over the world. And it’s done so by evolving with its customers’ needs; providing accessible, transparent services wherever customers are — physically or digitally.