Systems | Development | Analytics | API | Testing

‍ Why should FinTech leaders care? Consider this: around 71% of organizations have adopted microservices (partially or fully), citing gains in agility, scalability, and resilience. And when done right, microservices can decrease overhead costs by up to half and boost developer productivity by 50%.

‍ Users expect a single pane of glass for budgets, net worth, investments, goals, and safe bank connections that “just work.” Building a personal finance app that people trust isn’t just a design exercise; it’s a data, security, and distribution challenge. Investors are backing winners in this space.

If financial reporting nightmares are keeping you up at night, you’re not alone. As the long hours exporting data, running reports, and fixing errors cast dark shadows over your days, take heart and get clear insights into your data with these tips. With tools and processes that save you time, you can mark yourself safe from these scary financial reporting situations.

Core Banking and Digital Banking transformations are the highest-stakes projects in finance, yet up to 55% of these programmes fail to meet their objectives, budget, or timelines. The problem is rarely the technology or application itself; it is the Assurance Model failing to control the systemic risk of integration, data, and governance. Testhouse has been embedded in recent large-scale core banking migrations, witnessing firsthand where the critical risks lie and, crucially, how to prevent them.

The UK remains a global powerhouse for financial technology, driven by the maturity of Open Banking and the competitive landscape of challenger banks. However, this growth has come under the microscope of the Financial Conduct Authority (FCA). For FinTech and payments firms, the challenge is clear – how do you maintain the rapid velocity of a digital native while upholding the rigorous standards of a highly regulated environment?

‍ Trust is the currency in FinTech - and in 2025, that currency is under siege. Cybercrime is accelerating. Global costs from cyber attacks are projected to hit USD 10.5 trillion annually in 2025, up sharply from about USD 3 trillion in 2015. Meanwhile, in the financial sector where your app may live, the stakes are even higher: the average cost of a data breach in financial services is pegged at USD 6.08 million.

Banking transformation is one of the highest-stakes projects many financial institutions undertake. Whether you are replacing or upgrading core banking systems, launching new digital channels or shifting to cloud-native operations, the risks are many – and the failure rate remains alarmingly high. Recent industry studies suggest more than 55% of banks cite legacy core banking limitations as holding back their digital goals.

Financial institutions face growing operational demands in an environment defined by regulatory complexity, legacy system inertia, and the rapid evolution of customer expectations. At the same time, IT leaders are under pressure to not only maintain infrastructure but also demonstrate value to their operations counterparts. The opportunity is clear: use technology to drive operational agility without disrupting existing systems. This is where Appian excels.