Over the past decade, a technology revolution has led to the growth of smart manufacturing. This trend was enabled by the increased availability of cloud computing resources, rapid mobile device proliferation, and the adoption of Industrial Internet of Things (IIoT) devices. These solutions benefit manufacturers in many ways, but they also bring challenges. Often, companies implement technologies to solve individual problems rather than bringing them into a harmonious ecosystem.

It’s hard to overstate how challenging software development is today. The market for web and mobile applications is more competitive than ever. Customers expect their applications to deliver a flawless, beautiful, and intuitive experience every time. Hiring and retaining high-quality software developers and engineers feels next to impossible given the low unemployment rate for IT professionals (just under 2% in the U.S. according to the U.S. Bureau of Labor Statistics).

ESG stands for environmental, social, and governance. ESG investing refers to the consideration of these three factors alongside financial factors in the investment decision-making process, according to MSCI. ESG has evolved over the years and has recently made headlines as consumers become more aware of the environmental and societal impact of their investments.

This speed of change will only continue to accelerate as new technologies like artificial intelligence, IoT, and telematics become more deeply integrated into the insurance industry. But how can insurers deliver the omni-channel, digital-first experience today’s customers demand? The answer lies in connected insurance. What is connected insurance?

Despite the challenges of the past two years, I’ve been speaking regularly on AI and the future of the human-machine relationship. Often I’ve done it thanks only to some of those machines, using remote tech that was previously seen as a gimmick, a convenience, or an annoyance. When pushed by a crisis, it’s remarkable what we can accomplish.

Digital transformation in the financial services industry is driving rapid change in the way financial institutions do business. Consumer expectations are growing. Managing money and investments through digital mediums is the new normal. But financial institutions face heavy regulations that can make it difficult to keep up with transformation. To stay competitive and digitally transform, financial organizations can prioritize these imperatives for a differentiated customer experience. 1.