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Securing the Future: The Impact of PSD3 on Payment Security and Fraud Prevention

In the digital age of modernizing payment services and opening financial services, data is a pivotal step in transitioning the payment industry from Open Banking to Open Finance. Through Open Banking, third-party service providers have secured and permissioned access to users’ bank account information. Through Open Finance, customers can securely share non-banking data like mortgages, pensions, insurance, taxes, savings, etc. via APIs.

With AI Writing Code, Will AI Replace Software Engineers?

Software developers have plenty to keep them awake at night. Their top concern is no longer how to express the latest algorithm in their favorite language (C, C++, Erlang, Java, etc.). Instead, it’s being replaced by artificial intelligence (AI). Here we take a look at the process for AI writing code and answer the question: Will AI replace programmers? Read along or jump ahead to the section that interests you the most.

5 Ways Advertising, Media and Entertainment Companies are Using Gen AI

The emergence of generative AI (gen AI) heralds a new, groundbreaking era for advertising, media and entertainment. According to a recent Snowflake report, Advertising, Media and Entertainment Data + AI Predictions 2024, gen AI is going to transform the industry — from content creation to customer experience. The companies that will come out ahead during this time are those that most successfully and quickly supercharge their data strategy.

Understanding Offset and Cursor-Based Pagination in Node.js

Pagination means dividing a big chunk of data into smaller pages. It unlocks performance benefits for the backend, while also improving UX by sending manageable pieces of data to a client. In this article, we'll explore offset-based and cursor-based server-side pagination approaches, compare them, and implement cursor-based pagination in Node.js. Let's get started!

Reliably syncing database and frontend state: A realtime competitor analysis

Ably’s LiveSync product is now available as a public alpha release. LiveSync allows you to automatically keep data in sync across servers and clients, in realtime. This is a hard distributed systems problem. In this post, we’re going to have a look at four existing solutions to realtime data synchronization, the different technical designs, and the tradeoffs they make.

Transforming Integration: Harnessing the Power of API as a Product for Business Growth

Transform your application programming interfaces into dynamic revenue generators—this is the essence of treating ‘API as a product’. This concise guide provides fundamental insights into how APIs transcend their traditional roles to become standalone products, opening new avenues for customer interaction and business growth.

Not All MFA is Created Equal, Especially in CIAM

In many industries (finance and healthcare, to name a couple), regulations require the use of multi-factor authentication (MFA) to protect access to sensitive data and transactions. Also, an important executive order was issued, aimed at improving the cybersecurity posture within the US government by requiring all federal agencies to adopt MFA systems. Regulations and standards like these will continue to spread over more industries and transaction types.

What Is Metadata Why Is It Important?

Metadata refers to the information about data that gives it more context and relevance. It records essential aspects of the data (e.g., date, size, ownership, data type, or other data sources) to help users discover, identify, understand, organize, retrieve, and use it—transforming information into business-critical assets. Think of it as labels on a box that describe what’s inside. Metadata makes it easier to find and utilize the data that you need. Typical metadata elements include.