The ultimate goal of digital transformation is to deliver seamless, personalized, and contextualized customer experiences. The fact is that the inherited legacy architecture within most organizations, and the processes in place to work around those limitations, make that sort of experience nearly impossible to deliver on a consistent and scalable basis. In this Appian Banking use case, we will examine the complications that arise right from the moment of initial customer contact and onboarding, and how to leverage a low-code automation platform to unite data, process and people in pursuit of great customer experiences.